For most families and businesses, the automobile is where the vast majority of liability exposure occurs. Our carriers offer appropriate levels of liability coverage for you at very affordable rates. We will shop our carriers to ensure that you are getting the best rate and the best coverage possible.
Our carriers also offer very competitive rates on physical damage coverage and full glass coverage which waives the deductible on any glass damage to your vehicle.
Home
Your home is likely one of your largest assets. Making sure your home is insured appropriately is critically important to protecting your financial future. We will help you analyze what your needs are and counsel you in selecting an appropriate level of coverage.
The homeowner’s policy also protects your personal property and can be used to provide protection for your unlicensed recreational vehicles and boat if endorsed appropriately. We will shop our carriers to provide you with the best option available.
If you rent a home or apartment, a policy can be written to provide personal property and liability coverage.
Umbrella Liability
An umbrella liability policy acts as an additional layer of protection over your auto, home and/or farm policy. Umbrella policies generally start at a limit of $1,000,000 and can be purchased up to $5,000,000. The amount you select would be added to your underlying limits. These policies are used as personal asset protection and are relatively inexpensive for the amount of coverage they provide.
